Payday loans are short-term loans that I’ve used when I needed quick cash before my next paycheck. These loans are easy to get, but they usually come with very high fees. I had to pay the loan back on my next payday, which made it a little stressful. Payday loans are simple – I just needed to show proof of income, and I got the money. But the interest adds up fast if I don’t pay on time.
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